For me: Cancelling paid subscriptions should be as easy as subscribing. I hate the fact that they actively hide the unsubscribe option or that you sometimes should have to write an e-mail if you want to unsubscribe.

  • frezik@midwest.social
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    7 hours ago

    Non-profit scams. You can set one up, put out a call for donations claiming you do some blah blah blah work, and give yourself most of the money in the form of a salary/bonus. Only a small percentage of the money ever needs to go to anyone in need.

    This happens in all sorts of corporate and religious charities. The NFL was technically non-profit for many years, and that should say it all.

  • markovs_gun@lemmy.world
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    9 hours ago

    Pretty much any tax avoidance loopholes. The more money I have the more I see how ridiculously skewed in favor of the rich everything is. My income is taxed at a lower rate than my capital gains, meaning that not only did I make several thousand dollars last year on stock sales I did literally nothing to earn, but I paid very little on taxes for it. There is also a scheme a friend of mine uses to reduce his tax burden even more by recording losses that only exist on paper by swapping between essentially equivalent assets. The system is designed to punish poor people for being poor and reward rich people for being rich.

    • Yaky@slrpnk.net
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      7 hours ago

      A popular scheme I have seen is:

      Owner registered and de-facto runs an incorporated Company. Company employs Owner and pays them a small salary (down to state minimum wage even), so Owner minimizes the income tax they pay.

      The car Owner drives is owned by the Company for “business purposes”, which allows the car to be operated within 50 miles of the Company (and farther with supplemental insurance). Company counts the car purchase/lease, maintenance, gas as expenses, bringing down the bottom line.

      Flights, travel, meals could be paid by the Company, as long as it’s tangentially “business related”.

      The house Owner lives in (or several houses for the family) is owned by the Company and is rented to Owner for very cheap, so Company pays the taxes, maintenance, etc, breaking even, or taking a loss on this house. Again, this brings down the company’s bottom line.

      Somehow, purchases for a Company can be exempt from sales taxes, too.

      In the end, on paper, the Company is barely making any profit, but the Owner might be enjoying a nice car, nice house, and vacations. All for “business purposes” of course. While you pay taxes on your income and purchases like an idiot

      • Wilco@lemm.ee
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        6 hours ago

        It gets worse. CEOs take out zero interest, or exteremly low interest loans on corporate assets. They then use the money tax free.

      • markovs_gun@lemmy.world
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        7 hours ago

        I will say a lot of what you’ve discussed here is actually illegal but very rarely enforced. Pretty much every small business owner I know is pulling shit like this but it’s basically never enforced even though it’s illegal fraud.

        • Yaky@slrpnk.net
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          5 hours ago

          I was always under the impression that the fraudulent intent (outside of extremly blatant cases) would be very difficult to prove in court or otherwise. If a car is used to meet clients or haul some company-related cargo, it is used for business. If a company is a real estate developer, it is expected for them to own and lease residential properties. If the owners’ family members work for the company, they must collect salary. And so on.

  • I Cast Fist@programming.dev
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    8 hours ago

    Spam calls. Like, if you’re willing to spend, what, 50 dollars?, you can absolutely destroy people’s sanity with never ending calls from disposable numbers

  • No1
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    8 hours ago

    Ice cream, after you haven’t had any for 2 weeks

  • Empricorn@feddit.nl
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    1 day ago

    For subscriptions, I highly recommend using disposable cards like Privacy.com (no affiliation, just a customer). If I want to try out Prime, or Starz, or a “free until…” promotional offer, I just spin up a card. It’s connected to my bank account, locked to that single merchant, and they can’t charge more than whatever spending limit I put on that card. Honestly, I don’t always even sign in to a service to cancel, it’s much easier to just pause or delete a card, and then they can’t charge you anymore. It’s free for us because they collect a small portion of the transaction amount (like Visa, PayPal, etc)…

    • linearchaos@lemmy.world
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      9 hours ago

      I used them for a couple of years. But I kept finding that when I went to re-sign up for new vendors they wouldn’t support the cards for some reason. Has this gotten better?

  • HelixDab2@lemm.ee
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    1 day ago

    Shooting plainclothes cops that execute a no-knock warrant on your home.

    Seriously.

    All states–ALL states–have a castle doctrine that allows you to use lethal defense to protect yourself inside your home. A no-knock warrant being executed by cops out of uniform means that you have a reasonable belief that your home is being invaded, and that your life is at immediate risk. Now, admittedly, you probably aren’t going to survive that exchange of gunfire. But the state is going to have a really hard time charging you with shooting at/killing a cop if you do.

    • bort
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      13 hours ago

      I’m gonna assume by “all states” you mean “all states within the USA”.

      • HelixDab2@lemm.ee
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        11 hours ago

        I believe that most other countries call them provinces rather than states. But yes, if you live in a country that has a normal police force, and you don’t have to worry about out-of-uniform cops using no-knock warrants to kick your front door in, then this is definitely not going to apply to you.

        • y0kai@lemmy.dbzer0.com
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          7 hours ago

          In some parts of the US (at least, maybe nationally) the castle doctrine even extends to your car. It is thought of as an “extension” of your home/castle.

          Edit: spelling

  • Overshoot2648@lemm.ee
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    2 days ago

    The FTC under Biden was actually craking down on that. It was called the “Click to Cancel” rule, but that was literally a month before the election. :/

    • CH3DD4R_G0B-L1N@sh.itjust.works
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      1 day ago

      Lina Khan was a perhaps once in a lifetime bureaucrat doing good for the people at a rapid pace on normal government timelines and now she’ll probably never get that job or a better one again.

    • Higgs boson@dubvee.org
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      2 days ago

      There are a number of things that are legal here in the US, which would count as corruption in other places.

  • Libra00@lemmy.world
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    2 days ago

    Advertising. At what point did we as a society decide that it was perfectly acceptable for companies to manipulate us - especially children - into buying shit we don’t need and didn’t even want until the ad sold us on it? It’s fucking wild.

    • DirigibleProtein
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      2 days ago

      Adblocking feels to me like it should be illegal, but isn’t. I have adblockers on all my devices and haven’t seen an ad for years; it feels like a secret super power and stopped the web from looking like a trashy back alley.

      • Libra00@lemmy.world
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        7 hours ago

        Nah, I pay for my bandwidth, I get to decide what it does and does not get used for. Even if that’s not nearly as big a concern as it used to be in like the late 90s, it’s the principle of I’m not going to pay for you to shove your garbage down my throat.

        And yeah I haven’t seen an ad in years and years on PC. People complain about youtube ads and I’m like ‘What’s that? I watch a lot of youtube and I’ve not seen an ad in like 10 years.’ Sadly on mobile that’s a little more complicated, but adding a private dns of ‘dns.adguard.com’ blocks most things.

      • harsh3466@lemmy.ml
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        2 days ago

        I am always shocked when I have to use a browser without an ad blocker. How do people tolerate it?

        I mean, I get it. I know many people have no idea about adblocking, etc. But goddam. It’s so awful without it.

        • Taleya
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          22 hours ago

          Every time i accidentally open chrome instead of waterfox on my tablet jeeesus christ

          • f4f4f4f4f4f4f4f4@sopuli.xyz
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            16 hours ago

            Use DNS-based blocking. I put Tomato firmware on my router and block for all devices on my network. Rethink can selfhost DNS on Android too.

            • Libra00@lemmy.world
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              7 hours ago

              Interesting, I just use a private DNS on my phone set to dns.adguard.com and it catches most things, but I’d like to hear more about this. I’ve considered setting up a pihole but there are people in the house who work from home and need to do VPN shit so I’m reluctant to mess with that, but if I can just change the firmware on the router…

              • f4f4f4f4f4f4f4f4@sopuli.xyz
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                6 hours ago

                Look into OpenWRT, FreshTomato, etc. Depends on your model of router (advanced: build your own!) It accomplishes the same thing as a PiHole.

            • Taleya
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              11 hours ago

              yah I’m putting in a pihole,but I gotta get off my arse and finish configuring my bigtree for the 3d printer to free up the pi first. It’s a process.

          • harsh3466@lemmy.ml
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            2 days ago

            Right! It’s kinda wild when you do see them. I always equate it to the feeling of being in a casino.

            What really throws me is tv commercials. When I do see one, like in a waiting room or something, all I can think is, “people fall for this?”

              • Libra00@lemmy.world
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                7 hours ago

                This right here is why I think advertising is manipulation. Cause even the subtle shit where you’re like ‘That was weird’ and shrug it off is still affecting you days, weeks, even years later. I grew up in the 70s and 80s and there are so many fucking stupid ad jingles and slogans stuck in my head, half of them I don’t even remember who they were for.

          • Cousin Mose@lemmy.hogru.ch
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            2 days ago

            I’m in the same boat, but you also have to remember that blocking ads typically involves blocking tracking too. You’re right they the ads are much more bland or misdirected but that’s because there’s little to no targeting data (probably just your IP address).

            • LandedGentry@lemmy.zip
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              2 days ago

              I’m mostly talking about the stuff I see on a TV when I’m in a waiting room or an airport or something

      • CanadaPlus@lemmy.sdf.org
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        2 days ago

        It’s weird they don’t put more effort into stopping them, TBH. I’ve heard it’s because they’d rather collect extra analytics than do any foolproofing that might interfere with it.

    • mic_check_one_two@lemmy.dbzer0.com
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      2 days ago

      Marketing wasn’t really a thing until sometime around the Industrial Revolution and post-WW1. Before then, we didn’t really have the capacity to produce more than what people needed. Marketing basically just consisted of “here’s my product, here’s why it’s superior to others.” But with the post-war boom and the rise in manufacturing, producers were suddenly able to out-produce the demand. So they invented marketing, to get people to buy things that they didn’t actually need. The idea of “create a problem so you can sell the solution” was born.

      • Libra00@lemmy.world
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        7 hours ago

        Yeah I get the history, I’m more commenting on the fact that nobody really said ‘Huh, is this a good idea?’, it just slowly infiltrated everywhere and like the frog in the pot of slowly-boiling water we don’t realize the shit we’re in because of it.

        Marketing basically just consisted of “here’s my product, here’s why it’s superior to others.”

        That’s what I think advertising ought to be. ‘This product/service exists. Here’s what a panel of independent testers (folks like Consumer Reports) has determined about its functionality, capabilities, etc.’ No music, no slogans, no ‘vibe-n-style’ or whatever, just someone describing the basic facts about the product or service. Because I don’t dispute that I have seen ads for something and been like ‘holy shit this will make my life easier’ or whatever, so I don’t want to not be able to discover products… I just also don’t want to be manipulated by the companies that have a financial incentive to push them.

    • Freshparsnip@lemm.ee
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      2 days ago

      And the fact that a lot of children’s TV shows are nothing but thinly veiled toy commercials. Hilariously parodied in Dinosaurs

      • Libra00@lemmy.world
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        7 hours ago

        Oh yeah, I grew up in the 70s/80s when that shit became rife. I loved Saturday morning cartoons until I got old enough to realize that they only existed to sell me toys (and to sell ads for other toys.)

    • CanadaPlus@lemmy.sdf.org
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      2 days ago

      It happened gradually, like frogs in a kettle.

      When it was just a guy putting up a sign in front of his smithy it was kind of harmless. Ditto for having a single text-only paper ad for people who are new to town. But, it was a slippery slope.

      • Libra00@lemmy.world
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        7 hours ago

        Yeah that’s kind of my point: society has not stopped to think about the fact that the water is at a full boil and has been for a while. If I had my way ads would just be a basic, boring, ‘This product/service exists, and this is what an independent panel of testers has determined about its functions and capabilities.’ There have definitely been products that were advertised to me that make my life easier and that I use every day, so I don’t want to lose the ability to discover them, I just also don’t want these companies putting their dick in my ass and whispering into my ear that I’m not good enough person as a person if I don’t like it.

    • greenskye@lemm.ee
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      2 days ago

      Ordered food at Sonic on their app. After I ordered, it popped up with ads for travel, various credit cards, etc. Completely crazy to me that they’re triple dipping on monetization now (sell me food, sell my data and then sell me other shit while trying to sell me food.)

      • Libra00@lemmy.world
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        7 hours ago

        This is why I use my phone as little as I can get away with, because these companies have built their apps as these little walled gardens where it’s illegal to modify them to block their ads when that’s not the case on a website. Fortunately in my situation there are very few occasions where I have to use my phone or an app for something.