I’ve been successfully procrastinating by doing a further review of my income & life insurance. I think I’ve got a mix of three different policies that will cover my future needs pretty well. There is a bit of an overlap in the middle where I’m probably a touch over insured, so just putting it out there for the universe that if you plan to strike me down with a permanent work-ending disability at some point, four or five years from now would be the best time to schedule that.