My poor credit card is completely maxed out, and once it is paid off tomorrow I have more stuff to go on it. It rarely gets to the limit, but a single month with a dental implant, bond payment and a month’s rent in advance on top of the normal spending certainly adds up!
Having my van means I will be able to pick up the queen size bed frame and bedside tables I’ve decided on, so I’ll take that and whatever other odds and ends I can fit in so I can drop off at the new place when I pick up the keys on Friday. Then I have lots of measurements to take so I can plan some furniture layouts and buy a few more things. I wasn’t really planning on buying as much stuff as I am, but I’ve realised a lot of the stuff I have is getting pretty old, and a lot of it was also “temporary” cheap stuff that has hung around too long and isn’t really worth moving. Things like the cheap Kmart desk I’ve been using as a dressing table, which was broken and re-glued during my last move and probably won’t survive another!
Edit to clarify: I’m not borrowing to afford my spending, I do have the money in another account, I just use the cards for buyer protection & points. Using credit cards to finance anything outside of a major (probably life threatening) emergency is a Very Bad Thing and will lead you to ruin.
i can’t help wondering how many people live beyond their means
i don’t deny it bothers me a little, and really, it’s just a little, that because I “look” poor and don’t spend people think i’m poor ( and thus pathetic and beneath them ) No, I’m just being sensible.
The implant itself was $3k, that does not include the crown. The initial consultation was partly covered by medicare, so was not too much, and the x-rays and bone graft I had have all been bulk billed. I think the crown should be about $2k or a bit more.
Mine has been very drawn out, but I had to have the tooth surgically removed first. There is also around 2.5 months wait for each appointment which makes things take longer. I think the minimum you would have after getting a referral is an initial appointment, the actual implant, final checkup with the surgeon, then getting the crown with your dentist, which would be around 6-9 months. I added in the tooth extraction, a bone graft, and a missed appointment due to Covid so it’s taken about twice as long as it would have for a straightforward implant. I’ll look at doing another tooth next year once this has healed and I my health insurance limits reset.
It’s a little bit painful but not too bad. Having stitches in your mouth is also annoying. I’ve taken the day off after the graft and implant so I can mope around and be sooky, ,but it’s not really necessary. The only really awful bit was the actual tooth extraction, which I took a few days off for. Then I followed up with the infected finger and Covid, so all the sickness and injury have blended together, I recommend you don’t do that.
My poor credit card is completely maxed out, and once it is paid off tomorrow I have more stuff to go on it. It rarely gets to the limit, but a single month with a dental implant, bond payment and a month’s rent in advance on top of the normal spending certainly adds up!
Having my van means I will be able to pick up the queen size bed frame and bedside tables I’ve decided on, so I’ll take that and whatever other odds and ends I can fit in so I can drop off at the new place when I pick up the keys on Friday. Then I have lots of measurements to take so I can plan some furniture layouts and buy a few more things. I wasn’t really planning on buying as much stuff as I am, but I’ve realised a lot of the stuff I have is getting pretty old, and a lot of it was also “temporary” cheap stuff that has hung around too long and isn’t really worth moving. Things like the cheap Kmart desk I’ve been using as a dressing table, which was broken and re-glued during my last move and probably won’t survive another!
Edit to clarify: I’m not borrowing to afford my spending, I do have the money in another account, I just use the cards for buyer protection & points. Using credit cards to finance anything outside of a major (probably life threatening) emergency is a Very Bad Thing and will lead you to ruin.
agree that credit cards are a bane
i can’t help wondering how many people live beyond their means
i don’t deny it bothers me a little, and really, it’s just a little, that because I “look” poor and don’t spend people think i’m poor ( and thus pathetic and beneath them ) No, I’m just being sensible.
It’s great that you are doing home things. 🙂
May I ask how much the implant was? I need about 3 and am trying to gauge prices.
The implant itself was $3k, that does not include the crown. The initial consultation was partly covered by medicare, so was not too much, and the x-rays and bone graft I had have all been bulk billed. I think the crown should be about $2k or a bit more.
Ouch. But that’s roughly what I expected.
How long was the process from initial consult to completion and did it hurt much?
Mine has been very drawn out, but I had to have the tooth surgically removed first. There is also around 2.5 months wait for each appointment which makes things take longer. I think the minimum you would have after getting a referral is an initial appointment, the actual implant, final checkup with the surgeon, then getting the crown with your dentist, which would be around 6-9 months. I added in the tooth extraction, a bone graft, and a missed appointment due to Covid so it’s taken about twice as long as it would have for a straightforward implant. I’ll look at doing another tooth next year once this has healed and I my health insurance limits reset.
It’s a little bit painful but not too bad. Having stitches in your mouth is also annoying. I’ve taken the day off after the graft and implant so I can mope around and be sooky, ,but it’s not really necessary. The only really awful bit was the actual tooth extraction, which I took a few days off for. Then I followed up with the infected finger and Covid, so all the sickness and injury have blended together, I recommend you don’t do that.
I hope it all goes smoothly. I forgot which one you ended up getting… Are you liking the look of the new place?