Happy international Hot Chocolate Day 🔥🍫

  • fullkitwanker
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    9 months ago

    Life Pro Tip: if you’re on a visa and have OSHC/OVHC, get Allianz base and Bupa extras (if needed).

    imed Radiology and Melbourne Pathology both forward the receipts to Allianz and even though the cover says that they’ll pay up to 85% of MBS, somehow the entire receipt is paid (goes for all scans - MRI, CT, X-ray etc).

    Bupa is good for extras, I use a Bupa Members First provider and they have discounted rates for Bupa members which is great. My physio charges me $37 for a 1hour sesh but a max of $450 per year ($90 something after that). But still good value.