Got curious and ran through the tax refund calculator. I forgot that I’m juuust on the cusp of Medicare levy surcharges being payable which is going to mean that I owe.

Has me wondering how the fuck single people manage to make any headway. I’ve put off going to the dentist so I can keep going to therapy, try to stretch things as much as I can, but paying the levy is still cheaper than any private health insurance. It’s at a point where I catch myself wondering when the dog will be old enough to kick the bucket and free up a substantial amount each month. Fuuuck.