• 2 Posts
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Joined 1 年前
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Cake day: 2023年6月11日

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  • Wife is pregnant for the first time (very early, so we’re still in the ‘fingers crossed’ stage). Definitely not ready to tell family/friends, but exciting times nonetheless!

    We’re slightly older than most new parents and have been down the FIRE path for a while so we’re financially prepared, which is nice. Definitely grateful for the financial security.

    Now I get to look in to 529 plans for the first time. Not thrilled that I have to use one of the ones run by the state to get the state tax benefit. Didn’t want to have to manage a separate account from my brokerage/IRA. Oh well!










  • Yep! Everything is proportional based on the FTE.

    I technically have an underlying hourly rate, but am salaried in the sense that I am guaranteed a certain number of shifts equivalent to my FTE if that makes sense. Currently my FTE is 1.0 and I work 10 shifts biweekly. 0.7 would be seven shifts biweekly and so it would be 56 hours times my hourly rate. 401k match is 6% of whatever I get paid regardless of FTE. This kinda setup is common in healthcare.

    Insurance cost would rise a few bucks a month. Nothing crazy.