return2ozma@lemmy.world to News@lemmy.world · 8 months agoCredit card users paid $130 billion in fees, interest in 2022, federal watchdog sayswww.cnbc.comexternal-linkmessage-square66fedilinkarrow-up1356arrow-down18
arrow-up1348arrow-down1external-linkCredit card users paid $130 billion in fees, interest in 2022, federal watchdog sayswww.cnbc.comreturn2ozma@lemmy.world to News@lemmy.world · 8 months agomessage-square66fedilink
minus-squarerchive@lemm.eelinkfedilinkarrow-up3arrow-down1·8 months agoIf you have enough savings, sometimes they don’t even look at your credit score and history.
minus-square👁️👄👁️@lemm.eecakelinkfedilinkEnglisharrow-up3arrow-down2·8 months agoIf you have enough savings, you’re smart enough to know to use a credit card
minus-squareJune@lemm.eelinkfedilinkarrow-up2arrow-down1·8 months agoWhich is a more privileged position than having the ability to be ‘smart’ with credit card usage… The primary reason not to have a credit card is if you will use it as an actual line of credit in any situation other than an emergency.
If you have enough savings, sometimes they don’t even look at your credit score and history.
If you have enough savings, you’re smart enough to know to use a credit card
Which is a more privileged position than having the ability to be ‘smart’ with credit card usage…
The primary reason not to have a credit card is if you will use it as an actual line of credit in any situation other than an emergency.