Do you happen to know banks that meet these criteria?

  • Telephone banking (of some fashion) provided
  • TOTP for 2FA is a) available and b) its use is not contingent on the use of an app; 2FA seeds are freely exportable by the user via web login
  • WaterWaiverEnglish
    2·
    1 year ago

    Note that the bank’s 2FA (eg online banking login) is different to a credit/debit card’s 2FA (VISA, Mastercard).

    When you use a card for an online purchase on a website configured to force 2FA on purchases (some do this to prevent CC fraud) I believe your only option is SMS. I was told by my bank that this was enforced by VISA and Mastercard, they could not change it.

      • WaterWaiverEnglish
        1·
        1 year ago

        Didn’t know that term until now. Possibly? Looks like 3DS is a process like what I’m describing, but I don’t know if it’s the only implementation.