Do you happen to know banks that meet these criteria?
- Telephone banking (of some fashion) provided
- TOTP for 2FA is a) available and b) its use is not contingent on the use of an app; 2FA seeds are freely exportable by the user via web login
Do you happen to know banks that meet these criteria?
Didn’t know that term until now. Possibly? Looks like 3DS is a process like what I’m describing, but I don’t know if it’s the only implementation.