Do you happen to know banks that meet these criteria?

  • Telephone banking (of some fashion) provided
  • TOTP for 2FA is a) available and b) its use is not contingent on the use of an app; 2FA seeds are freely exportable by the user via web login
  • WaterWaiver
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    1 year ago

    Didn’t know that term until now. Possibly? Looks like 3DS is a process like what I’m describing, but I don’t know if it’s the only implementation.