• 5 Posts
  • 315 Comments
Joined 1 year ago
cake
Cake day: June 21st, 2023

help-circle


  • Here’s what happened to me before the ACA: I started grad school at ange 22 in a state where my parents’ coverage didn’t work, and therefore had to buy into the school plan through Blue Cross (may they forever burn in hell). For an entire year, I paid for all medical care out of pocket PLUS paid for an insurance plan, so that after a year Blue Cross would go “ok, I guess you paid enough to get on our plan for next year.” This is to say nothing of the ensuing years spent fighting tooth and fucking nail with Blue Cross over literally every medical decision my providers made. Absolutely nothing went without needing an appeal or a peer-to-peer due to “pre-existing condition.” The ACA made some of this easier, but Blue Cross figured out they could do stuff like drop drug coverage from their formulary to “pass on savings,” which brought back the need to do peer-to-peer on literally everything to get a high-copay “formulary exemption,” etc. It’s going to be a nightmare you can’t possibly imagine.















  • There’s a lot of good advice here already, so I’ll just add the potentially expensive (depending on insurance) next step: allergen immunotherapy. I’m about as allergic to dogs as you are, and some of the advice I got was “why not make them an outside dog?” — first of all, hell no, they’re family, and second, I lived in an apartment at the time, so that was impossible.

    The immunotherapy, or allergy shots, starts with the tests others mentioned. They can do skin pricks or blood draw, and to save you a lot of misery, I suggest the blood draw. Then you get vials drawn up that effectively tincture allergens over time into your body for about three-ish years, so this is a time commitment.

    Some advice on allergy medications I’ve received: avoid Claritin and Benadryl due to their links to dementia in long term use, try Zyrtec and Xyzal to see which works best (Costco/sam’s has the best value for these).

    A higher MERV filter in my air unit, based on what it could handle, and an air purifier helped me a lot.