I owned a Sony console up to the PS4 and the last one I played online on was the PS3, since I refused to pay for multiplayer. If games stayed in your library without requiring a subscription it would seem like deal at least. I wish Sony users had shown more backlash against it, but Xbox pushing for an online only console at the time understandably got more criticism and press. So it just quietly got accepted without resistance.
When I used it the launcher would constantly forget my login. And then for older games like Splinter Cell it asked for a login everytime I launched the game. It was ridiculous.