What? This meme is about a transaction between two trans people but that doesn’t mean all Paypal users are trans.
But I agree that PayPal is proprietary software and should be banished. I will delete my account now. I planned to do it for a while but haven’t got around to it yet
I never had a PayPal but I know my dad did and he very strongly recommended I don’t get one, that they are bad for a lot of reasons, so I just never got one.
Why use a third-party at all? It’s been trivial to send money via bank transfer for a long time, check your banking app or website and you’ll likely find a way to send money with just an account number + sort code. If your country has a system like faster payments the transfer will be near-instant too.
Okay? But you presumably do still have an account with a bank or building society, right? So why use a third party when you can request a transfer from them directly?
Ironically enough it’s the opposite. Banks answer to shareholders, building societies answer to its members. Building societies compete with banks, if they’re unheard of in the US that certainly does explain the state of the US banking system.
You don’t have some system like IBAN allowing you to just send money to whichever bank you want within ome or two days (or in real time but with a fucking fee but that’s about to change)?
So are all PayPal users trans, or just dumb cuz they use proprietary software?
What? This meme is about a transaction between two trans people but that doesn’t mean all Paypal users are trans. But I agree that PayPal is proprietary software and should be banished. I will delete my account now. I planned to do it for a while but haven’t got around to it yet
I assumed that this is supposed to be the norm, but yeh, funny meme. Good luck with getting your account removed.
this is really funny to me but I don’t know how to explain why
I never had a PayPal but I know my dad did and he very strongly recommended I don’t get one, that they are bad for a lot of reasons, so I just never got one.
Which open source software can I use to transfer money?
(not crypto)
Why use a third-party at all? It’s been trivial to send money via bank transfer for a long time, check your banking app or website and you’ll likely find a way to send money with just an account number + sort code. If your country has a system like faster payments the transfer will be near-instant too.
“bank transfer”
Laughs in US.
Banks are proprietary software
Okay? But you presumably do still have an account with a bank or building society, right? So why use a third party when you can request a transfer from them directly?
Ironically enough it’s the opposite. Banks answer to shareholders, building societies answer to its members. Building societies compete with banks, if they’re unheard of in the US that certainly does explain the state of the US banking system.
We don’t have building societies in the US, but we do have similar institutions called credit unions.
America has Zelle which does instant money transfers by email/phone. It’s private but it works in my banking app, is totally free, and is instant
Zelle is a private company and not “America” wide. Your bank has to support it.
Otherwise, youre stuck in the paypal/venmo/cashapp loop with the rest of us.
Yay for private interests lobbying our government!
Not in America! Every bank transfer is a series of hoops that is a pain to jump through which take days to update.
You don’t have some system like IBAN allowing you to just send money to whichever bank you want within ome or two days (or in real time but with a fucking fee but that’s about to change)?
Not a universal one, no. But there is one that a lot of banks use called Zelle.
Truly, capitalism breeds innovation™