For the last decade or so, my SO and I have been more or less dividing our expenses, and Venmo/ PayPal-ing the other as needed (rent, etc).
I know a lot of couples use a shared account that they both contribute to via direct deposit. How many of you do this? Any drawbacks or other options I haven’t mentioned?
My wife and I do have a joint savings account but individual chequing accounts.
We each pay bills from our own accounts but balance from your joint one.
Depending where you live joint accounts are very useful if one partner dies.