She gets social security, and we don’t have a lot of money ourselves and are no longer able to be with her 24/7. We are in Maryland, and are scared of what we can do. Will her medicare do anything? Is it too late for something like long term care insurance? We have no idea where to start.
Thanks for any insight.
There are programs out there (varies by state and county) which will allow you to be paid as a caregiver for your mom. That should alleviate some of the strain of caring. There are also services out there for in house caregiving assistance, which is lower cost than a care home.
County health agency should also be able to provide information on how to get your mom on disability, which opens up a wide range of program options.
Best to contact your county health agency for more information. They will have the scoop on your best local options.