She gets social security, and we don’t have a lot of money ourselves and are no longer able to be with her 24/7. We are in Maryland, and are scared of what we can do. Will her medicare do anything? Is it too late for something like long term care insurance? We have no idea where to start.
Thanks for any insight.
Is she your dependent?
I know with children (even adult children) you can sign them over to be wards of the state.
Which sounds terrible. But doesn’t mean you have to drop out of their lives. They’ll get a group home or facility close by and you can go hang out and help them every day if you want to.
It’s best to do it early tho while she can understand it’s happening.