cross-posted from: /c/britishcolumbia
“For too long, the idea of home ownership has been out of reach for way too many people — people who earn a decent income, who are priced out of the market and do not see any path to home ownership,” said Premier David Eby, speaking at the project unveiling on Thursday.
Exclusive or would mean that if the owner happens to sell at exactly 25 years, then there’s no need to repay. It wouldn’t make sense.
Based on the other comments, it sounds like you mean “and” rather than “xor”?