Never rely on any cloud service! A good cloud based password manager is end to end encrypted meaning the password manager provider cannot access your passwords and they are secured from the provider and any compromise of the provider. But you do not only need confidentiality but also reliability. The cloud is just someone else’s computer that you store your data on. They can cease their service or stop providing you access to it at any time. Always have a local backup of anything important saved in a cloud.
With Bitwarden for example you can export your vault as unencrypted json and csv format. Those are widely compatible and allow you to easily access and import your passwords.
Do not save your exported passwords unencrypted. I strongly recommend creating a dedicated VeraCrypt or LUKS container or similar and saving the export directly into that without saving it to disk unencrypted in the first place.
Note that shared organizations are not included in the standard vault export and need to be exported separately.
Edit: Someone mentioned that Bitwarden’s export feature does not export attachments. So export them manually if you need to.
Bitwarden is probably a lot safer if you self host (which I do). You do inherently lose some security by having a server that holds your encrypted password database, but my instance isn’t exposed to the internet.
are you using the official bitwarden server or vaultwarden? been thinking about selfhosting it myself, but i would need to expose it to the internet, and i’m not really sure if i’m up to the task of properly securing it