• HeartyBeast@kbin.social
        1·
        11 months ago

        But how did they authenticate your identity when you opened the account? I’d not trying to be an arse - but at some point it will likely have come back to matching some official photo id against your face.

        • Hotzilla@sopuli.xyzEnglish
          1·
          11 months ago

          They once identify you from your driver’s license, government id card or passport. After that you for example link your smart phone to you, and you use their app when you identify.

          You can also use mobile carriers, they send a push notification directly to you phone+sim. Not sure what protocol they use here, because it opens up an UI which is plain android, and asks pin.

          Everything relays on chain of trust that since one service has identified you, the next can trust too. Plus there is MFA to verify that you actually made the identification request.

            • Hotzilla@sopuli.xyzEnglish
              1·
              11 months ago

              I have done it once, 15 years ago, after that I have never needed to go it again.

          • HeartyBeast@kbin.social
            2·
            11 months ago

            The initial argument was ‘sending is to anyone is insane’ but that’s what you do with the bank. Yes it’s only once - but that’s the same as the other systems we are taking about here.