Do you happen to know banks that meet these criteria?
- Telephone banking (of some fashion) provided
- TOTP for 2FA is a) available and b) its use is not contingent on the use of an app; 2FA seeds are freely exportable by the user via web login
Do you happen to know banks that meet these criteria?
They do. Turn it on and you’ll be prompted for a code to do anything beyond transferring money from account to account.