With so many scams out there, especially now as we face the end of the financial year and the pinned “How to spot a tax scam” post being nearly a year old, I’m going to pin this thread as a place to share advice regarding scams or any new scams you might have noticed.

This isn’t to say not to post scam related stuff in the main community but to create a place to keep track of scam related stuff which might get washed away over time.

  • Ilandar
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    1 month ago

    The toll bill one seems quite common at the moment, so look out for that if you’re in a state where it’s relevant.

    • Salvo
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      1 month ago

      Also, go straight to your tag providers website by typing it in your browser, don’t follow any links in the message or email.

  • JoshCodes@programming.dev
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    1 month ago

    I’ll go so far as to say that you shouldn’t click any links coming from a business via text. Nor should you call a number that starts with anything other than 1300 (again, if solicited by text). Go directly to the banking app or mygov and call the number on the contact/support page.

    If the fraud department rings then get the name of the caller, hang up, call the number in their app or on their site and tell them you just had a call. If they don’t know you, you just dodged a scam. Otherwise, continue and listen to them. If the fraud department thinks you’re being scammed, they’re probably right.

    • ⸻ Ban DHMO 🇦🇺 ⸻OPM
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      1 month ago

      Absolutely! I’d also just caution against buying goods that need to be posted on Gumtree or Facebook Marketplace as there aren’t as many buyer protections as eBay. They’re great services but they should only be used where an in-person exchange is possible

      • CameronDev@programming.dev
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        1 month ago

        Counter argument, harder to have your kidneys stolen via post /s

        Gumtree is really best for stuff you really don’t care about if it is broken or lost. Because the item might just work enough to pass a cursury inspection, but is otherwise broken.

    • Russell@mstdn.social
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      1 month ago

      @CameronDev On gumtree I generally stop every text conversation after the first two or three messages with “I don’t have time to exchange texts, and I have two other people texting me. Just call me if you’re serious. My number is XX”. About 5% of people call and they’re always polite genuine buyers/sellers. I don’t bother with email or messages with anonymous people when it comes to discussing sales and transactions.

      • CameronDev@programming.dev
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        1 month ago

        I think that would relegate me to the 95%, I don’t really want to call anyone :D But it doesn’t scream “SCAM” the same way “please email me all the information that is right here in the ad” does.

        • Russell@mstdn.social
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          1 month ago

          @CameronDev Yeah it’s unfortunate. There’s no good solution I’ve found to sort genuine people from time wasters and scammers. I have so many people string along for hours with text messages and then end up wanting to do a bank transfer or have me send something somewhere or their brother will drop something off. It’s hard to sift the genuine from the dodgy. If i manage to talk to someone I quickly work out if they’re realistic and serious. It’s a hard problem.

  • ⸻ Ban DHMO 🇦🇺 ⸻OPM
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    1 month ago

    A useful tip from @[email protected] (originally as a reply to the original post):

    Guys if you have saved messages from myGov and someone spoofs the number there messages can end up in the same thread so please delete your my gov messages on your phone if possible.

  • ⸻ Ban DHMO 🇦🇺 ⸻OPM
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    1 month ago

    Something which is increasingly common now are the Australia Post scams - remember: Australia Post don’t know your phone number so they can’t tell you if something is wrong. They’ve also done a recent advertising campaign stating that they now only send notifications through their official app so you can trust that it is from them.

    • CameronDev@programming.dev
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      1 month ago

      The exception is courier companies, they do sometimes know your phone number and send valid SMS notifications. And its damn hard to tell the difference between legit and scam notifications.

      this is a legit SMS

      Also auspost do send SMS if you send a parcel or give then your number for tracking.

  • eatham 🇭🇲M
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    1 month ago

    Most companies will not text important info to you. If you get a text claiming to be from a company, email/ call that company and ask if it was them.

  • ⸻ Ban DHMO 🇦🇺 ⸻OPM
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    1 month ago

    Original How to spot a tax scam by @[email protected]:

    We’re in the season of tax returns and now is a great time for scammers to strike. Here’s some things to keep an eye out for but it’s not exclusive.

    • unless you have engaged an accountant, no one will contact you about your tax except myGov
    • if myGov contact you, they won’t tell you to do anything except check your inbox (exception is security codes but you will have initiated the reason for this)
    • if myGov contact you, DO NOT CLICK ANY LINKS. They don’t send them.
    • if you get a message from mygov and it shows a phone number, it’s a scam. MyGov messages will only say they are from myGov. This isn’t a guarantee that it’s legit, but the lack of it means scam.

    Please add more tips below to ensure people don’t get caught out.

  • tombruzzo
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    1 month ago

    Here’s a handy PDF: https://www.accc.gov.au/about-us/publications/the-little-black-book-of-scams

    Two tips I can think of are:

    • financial institutions never include links in emails. They ask you to search for their website and login there
    • Push back against any time pressure callers make. The police are never on their way during a call with the ATO. Stay calm and say you’ll call them back. That’s the last thing scammers want because you’ll call the real ATO and the problem won’t exist.

    I’ve been thinking of something for more scam conscious people as well; you’d never say a lock can’t be broken or some software can’t be hacked, we should take the same approach and think we could be scammed at any time ourselves. It’s not that we’re immune to scams, it’s that we haven’t encountered one good enough to fool us yet

  • FmbyMF@lemmy.world
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    27 days ago

    Banks will never ask you for your personal information like your address or bank details. They already know that. They are also required by law to tell you which branch they are from and their name.